Loans buzz» personal loan http://loansbuzz.com Thu, 09 Sep 2010 12:53:27 +0000 en hourly 1 http://wordpress.org/?v=3.0 Karur Vysya Bank Personal Loan http://loansbuzz.com/karur-vysya-bank-personal-loan/ http://loansbuzz.com/karur-vysya-bank-personal-loan/#comments Wed, 08 Sep 2010 16:08:47 +0000 Ravi http://loansbuzz.com/?p=2824 The Karur Vysya Bank (KVB) Personal loan is for individuals and small companies that require loans which are of a very large amount and mainly for personal use. These loans are repaid in installments and anyone who has availed of the Karur Vysya Bank insta loan will be able to avail of this loan without much difficulty.

Karur Vysya Bank Personal Loan Features:

  1. It is an installment loan
  2. The loan is available for salaried employees of PSUs, reputed companies, self employed individuals, all other individuals who provide full securities by covering the loan amount with NSCs, KVPs, IVP, RBI bonds, LIC policies, etc.
  3. The loan is for personal purposes
  4. A guarantor for a secured loan is not insisted upon. However, for an unsecured loan a colleague drawing the same salary should be used as a guarantor.

Primary Security: DPN

Collateral Security: NSCs/KVPs/IVPs/RBI Relief bonds/LIC Policies (Surrender Secured Loan value alone to be considered for LIC Policies)

Repayment: Maximum 36 EMIs

For details of Processing Charges & Other charges, prospective customers are requested to contact nearby branches

Terms and Conditions

  • For individuals- IT returns to be submitted.
  • Minimum take-home salary of 25% after deduction of the loan amount.
  • An applicant who has availed of a KVB Insta Loan earlier shall be eligible for this loan after closure of the Insta loan.
  • For an unsecured loan up to Rs. 50,000 the applicant should be from a reputed company with a minimum of 5 years of service & unexpired service of 3 years in that organisation.
  • A salary or service Certificate is a must to establish repayment capacity.

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]]> http://loansbuzz.com/karur-vysya-bank-personal-loan/feed/ 0 Amarillo National Bank Personal Loan http://loansbuzz.com/amarillo-national-bank-personal-loan/ http://loansbuzz.com/amarillo-national-bank-personal-loan/#comments Tue, 07 Sep 2010 05:11:45 +0000 Ravi http://loansbuzz.com/?p=2791 Amarillo National Bank (ANB) offer personal loan for their customers in helping them to meet their requirements, The Amarillo National Bank personal loan is approved very quickly with less documentation and the interest rates are also very low.

What types of needs can you meet with an Amarillo National Bank personal loan?

  • New or used car purchases
  • Boat and RV purchases
  • Debt consolidation
  • Home improvement
  • Medical, vacation and other major expenses

Eligibility :

  • Individuals including professional and salaried class.

Repayment :-

  • In convenient EMIs of 48 months. Selectively 60 months also considered.

Documents/Formalities:

  • Income Proof
  • Residence Proof
  • Last 6 Months Bank Statement

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]]> http://loansbuzz.com/amarillo-national-bank-personal-loan/feed/ 0 Fullerton India Personal Loan http://loansbuzz.com/fullerton-india-personal-loan/ http://loansbuzz.com/fullerton-india-personal-loan/#comments Sat, 04 Sep 2010 11:18:54 +0000 Ravi http://loansbuzz.com/?p=2736 Fullerton India is a Non Banking Finance Company. The Company started its operations in January 2006. Fullerton India provides personal loans for their customers at competative interest rates. The Fullerton India especially designed their personal loan scheme keeping in mind the unique circumstances and requirements of the applicant.

The personal loan amount offered by Fullerton India:

  • Minimum Funding Rs. 40,000/-
  • Maximum Funding Rs. 5,00,000/-

Documents Required for Fullerton India Personal Loan:

  • Identity Proof
  • Age Proof
  • Address Proof
  • Income Proof
  • Job Continuity Proof
  • Banking History

Eligibility Criteria for Fullerton India Personal Loan:

  • Needs to have age of atleast 23 years
  • Needs to earn above Rs. 12,500/- per month
  • Must be an Indian
  • Sould be an Employee or Self-Employee

Not only personal loan the Fullerton India also offers you a wide range of financial products like Home Loans, home equity loans Business Loans and life insurance. It has more than 800 branches across India.

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]]> http://loansbuzz.com/fullerton-india-personal-loan/feed/ 0 State Bank of Travancore Loans http://loansbuzz.com/state-bank-of-travancore-loans/ http://loansbuzz.com/state-bank-of-travancore-loans/#comments Wed, 18 Aug 2010 05:03:57 +0000 Ravi http://loansbuzz.com/?p=2637 Being a largest bank in kerala the State Bank of Travancore (SBT) is offering various types of loans very quickly under different schemes to meet the requirements of their customers.

Following are the most famous types of loans which the State Bank of Travancore (SBT) offering for the people in kerala.

  • Personal Loan
  • Home Loan
  • Education Loan
  • Car Loan
  • Two-Wheeler Loan
  • Business Loan
  • Computer Loan

All the types of loans are offered at very low interest rates in a speedy process with less documentation from State Bank of Travancore (SBT), To apply for a loan from State Bank of Travancore (SBT) the borrower needs to go to his nearest State Bank of Travancore (SBT) branch office or needs to visit State Bank of Travancore (SBT) official website (statebankoftravancore.com).

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]]> http://loansbuzz.com/state-bank-of-travancore-loans/feed/ 0 Citibank Personal Loans in India http://loansbuzz.com/citibank-personal-loans-in-india/ http://loansbuzz.com/citibank-personal-loans-in-india/#comments Tue, 17 Aug 2010 13:22:09 +0000 Ravi http://loansbuzz.com/?p=2628 Citibank India is offering personal loans at very low interest rates for the people in india in a speedy process with less documentation, The Citibank is providing personal loan upto a maximum amount of 10 lacs ...]]> Citibank India is offering personal loans at very low interest rates for the people in india in a speedy process with less documentation, The Citibank is providing personal loan upto a maximum amount of 10 lacs for both the indian residents and non-indian residents.

All the employed and self employed persons who aged above 22 years and who earning above 1.50 lac rupees per annum are elibile to apply personal loans from Citibank.

To apply for Citibank personal loans the people in india needs to visit their nearest Citibank branch office, By going to the Citibank branch people can fill and submit the loan application very easily. Normally it takes 24 hours to get the personal loan approved from Citibank if provided all the required documents.

The indian people who borrowed Citibank personal loans can repay the loan amount in 12,24 and 48 easy monthly installments. The Citibank personal loan amount Prepayment charges will also be very low.

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]]> http://loansbuzz.com/citibank-personal-loans-in-india/feed/ 0 SBI or ICICI Personal Loan – Which is Better http://loansbuzz.com/sbi-or-icici-personal-loan-which-is-better/ http://loansbuzz.com/sbi-or-icici-personal-loan-which-is-better/#comments Fri, 06 Aug 2010 06:29:42 +0000 Ravi http://loansbuzz.com/?p=2586 If you are planning to get personal loan and thinking which too choose among SBI and ICICI, Then i do Recommend you the ICICI as its providing the personal loan very quickly with less documentation along with excellent support in a hassle free process.

Follwoing are the Benfits & Advantages that you get with ICICI Personal Loan:

  • Quick approval
  • Easy Processing
  • Minimal Documentation
  • Loan Upto 10 Lacs
  • Attractive Interest Rates
  • Easy Repayment Options

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