• A fixed monthly payment
• A low interest rate
• Flexible loan terms – from 36 to 84 months
• No collateral / No annual fee / No penalty for early repayment
• Pay-off your creditors directly with no additional fees or have your loan deposited into your checking account.

Eligibility:

• Permanent Employees or those who have completed 3 years of service. Minimum take-home pay should be 40% of gross salary after all deductions including EMI against this loan. Regular income may also be reckoned for eligible quantum.

Quantum of loan:

• 90% of the proposed expenditure or Rs. 2 Lacs whichever is lower. Additional amount may be sanctioned within the quantum ceiling to the existing eligible borrowers.

Security:

• Loan will be on clean basis with two guarantors – Spouse and other than Spouse having equal income with that of the applicant.

Repayment:

• The loan amount with interest is repayable in 48 EMIs through salary deduction of employee borrower. But one year before retirement.

For more details, please contact your nearest UCO Bank branch.

Eligibility:

• Applicant should be either a permanent employee or have completed 3 years of service. Minimum take-home pay should be 40% of gross salary after all deductions including EMI against this loan. Regular income other than Salary Income may also be reckoned for considering the eligible amount.

Quantum of loan:

• 90% of the proposed expenditure or Rs. 2 Lac whichever is lower. Additional loan amount may be allowed within the quantum ceiling to the existing borrower for the purpose the earlier loan was sanctioned.

Security:

• Loan will be on clean basis with two guarantors including that of Spouse/Nominee of PF/Gratuity. One guarantor other than spouse may be waived if additional liquid security is provided up to 40% of the loan amount.

Repayment:

• The loan amount with interest is repayable in 60 EMIs but one year before retirement

For more details, please contact your nearest UCO Bank branch.

Citibank Philippines Personal Loan Features:

• Collateral and guarantor free
• Hassle-free application
• Flexible payment terms of up to 48 fixed monthly instalments
• And now, you can loan up to P2,000,000**
• Plus, insurance of 2x your loan amount with Citi Loan Protect Plus***

Why choose a Reliance Bank Loan?

• All their rates are guaranteed fixed rates – your repayments will not change
• Rates as low as 9.9% APR
• Loans for refinance of debts could be charged at a higher rate
• Loans over £10,000 are available to homeowners only
• You can borrow from £500 to £20,000 (subject to status)
• You can repay over 6 months to 5 years
• No security required
• No early repayment charges
• No payment protection insurance required
• A simple application form to complete
• They will normally give you a decision in 24 hours from receipt of your application
• Funds will be credited direct to your nominated bank account
• They would not make any claim on the borrower’s estate in the unfortunate event of the borrower’s death up to the age of 65.

As a general indication you can apply for a Reliance Bank Personal Loan if you:

• Are aged 18 or over
• Have a regular income
• Have managed your previous financial commitments without any problems
• Are resident in the UK

With Al Islami Personal Finance, you can buy and acquire a variety of goods and services from us, at the most competitive profit rates available in the market.

The product structure is based on Islamic financing principles of Ijarah (for services) and Murabaha (for goods), under which the bank will purchase the goods and acquire the services from vendors for onward sale to you on easy and affordable payment installments at most competitive prices.

Services offered under Al Islami Personal Finance:

• House Rent in Advance
• Medical Treatment
• Education and Training
• Travel Services (Tickets and Travel Packages, Haj and Umrah)
• Event Services (Marriages and other functions)
• Hiring of Professional Service

Good Supported by Al Islami Personal Finance:

• Furniture
• Electronics
• Boats
• Personal Computers
• Building Materials
• Machinery
• Mortgage Free Automobile
• Equipment and Tools
• Motorcycles & Jet skies

Al Islami Personal Finance is offered against:

• Salary transferred to customer’s Dubai Islamic Bank account, post-dated cheques for the individuals whose salary is routed to another bank or having a Cash Salary and self employed professionals/businessmen

Eligibility to apply for Al Islami Personal Finance

• Age: Min. 21 years
• Salary: Min. AED 4,000 (for salaried individuals)
• Income: Min. Average credit turnover of AED 15,000/month in account(for self employed professionals/ businessmen)
• Length of service : None (for DIB Approved Company Salaried individuals upon submission of proper Salary Transfer Letter) *
• Length of Business Min. 1 year

Documentation Requirement

1. Quotation for the required Services/Goods addressed to Dubai Islamic Bank

2. Copy of Passport (with Residence visa for expatriates)

3. Salary and the End of Service Benefit Transfer Letter/Certificate from the employer

4. Statement of Account for minimum 3 months if the salary is transferred to another bank (6 months for self employed professionals/ businessmen)

5. Copy of valid trade license (for self employed professionals/businessmen)

6. Security Cheque equivalent to total Murabaha amount.

7. For all Rent Ijarah Service, Proof of ownership of the premises financed or proof of right to manage premises.

Features & Benfits:

Requirements:

• Malaysian citizen or permanent resident.
• 21 years of age and above.
• Minimum annual income of RM24,000.
• Currently holding credit facilities (credit card / home loan) with Citibank.

Benefits

• Competitive interest rates and low monthly payments
• 0.25% rate discount when you set up an automatic payment or use Bill Pay with a Huntington account
• Take advantage of relationship discounts
• No application fees or closing costs
• Weekly, monthly or bi-monthly payment options
• Get peace of mind with Payment Freedom debt protection

Cut down on debt, finance home improvements, start a home business, plan a wedding, or go back to college for your degree—whatever your goals are, Capital One No Hassle Personal Loans will help you get there.

Capital One No Hassle Personal Loans are designed with you in mind:

• Flexible loan amounts that fit your needs
• Flexible payment terms
• Fixed rate guarantee—pay the same amount from month to month
• No prepayment penalty—pay your loan off faster, without incurring penalty fees
• Convenient, free Automatic Payment Option—just set up a payment schedule once, and the system will do the rest, making all of your payments, automatically.