Loan for purchasing a computer is provided by most of the banks in india, One can borrow the loan upto Rs 2 lacs for purchase of home computers/PCs and other accessories like Printer/UPS etc.
The Salaried and other regular income earners with a minimum of 3 years standing/experience in their line of activity are eligible to apply for computer loan from banks in india.
Banks in india generally charge the interest rates according to the prime lending rate. An extra 2% is sometimes charged by banks. The actual Rate of interest also depends on the amount of loan taken, tenure of loan.
Documents Required: Following papers are to be submitted for the banks in india in order to get the loan for purchasing computer:
- Proof of income
- Proof of Residence
- A proforma invoice of the items proposed to be purchased
- Details of the guarantors wherever applicable
- Certificate from the borrower on the reverse of the bill confirming the receipt of items in good condition.
- Stamped receipt from the seller/supplier
Personal computer Financing with no credit checks as well as no money down. Obtain a brand-new laptop or desktop pc without any money down. Low per month installments! Bad credit or no credit history is not a problem.