In india getting a housing loan became quite easy these days because several banks in india were offering housing loans for their customers under differnet schemes at attractive interest rates in helping them to build their own dream house.
The housing loans in india are provided for all the employed and self-employed persons who earning above 1.5 lac per annum, Indian people can avail the housing loans to construct a new house/flat and to renovate an exisiting home.
Following is the list of top 5 banks that lending housing loans in india:
- State Bank of India
- ICICI Bank
- HDFC Bank
- Indian Bank
- Union Bank
To get housing loans from the banks in india one needs to get ready with all the required documents, Following documents are to be submitted for the banks in india in order to get housing loan:
- Completed loan application
- Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill/Property tax receipt/ Passport/ Voters ID card)
- Proof of business address for non-salaried individuals
- Statement of Bank Account/ Pass Book for last six months
- Signature identification from present bankers
- Personal Assets and Liabilities statement
If submitted all the required documents perfectly for the banks in india along with loan application then the indian people can get the housing loan approved in 5 to 6 days.
