HDFC Bank brings to you Loan Against Property (LAP). You can now take a loan against your residential or commercial property, to expand your business, plan a dream wedding, fund your child’s education and much more.
You can depend on us to meet all your business requirements even to purchase a new shop or office for your business. Loan to purchase Commercial Property (LCP) is a specially designed product to help you expand your business without reducing the capital from your business.
Features & Benefits
- Loans to expand your business or to meet any personal need
- Residential & Commercial properties accepted
- Maximum Loan to value*
- Flexible product offerings – EMI based loan / Overdraft facility available.
- High tenure loans for ease of repayment.
- Attractive interest rates.
- Specially designed products for Self Employed.
Documents Required
1) For Salaried Individuals
- Proof of Residence – Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
- Proof of Identity – Any one of Voters Card / Drivers License / Employers Card.
- Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).
- Latest 3 Months Salary Slip with all deductions & last 2 years Form 16.
- Copies of all Property Documents.
2) For Self Employed
- Certified Financial Statement for the last 2 years.
- Proof of Residence – Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
- Proof of Identity – Any one of Voters Card / Drivers License / Employers Card.
- Latest Bank Statement / Passbook (where salary / income is credited for past 6 months).
- Copies of all Property Documents.
