Bank of America Access Loans provide affordable and flexible terms for individuals with disabilities or access needs. Purchase the equipment you need to make your home and car accessible.
Vehicle loans
- Easy, single loan financing for purchase of new or used cars, vans or light-duty trucks and necessary adaptive equipment.
- Extended repayment period available for eligible applicants.
- A minimum down payment (cash or trade equity) of 10% is required.
Home improvement loans
- Ideal for financing certain home modification projects such as building access ramps, installing lifts, widening doors or lowering cabinets to increase accessibility.
- Choice of Second Mortgage and Home Equity Loans.
- Lower minimum loan amounts with longer repayment periods means lower monthly payments.
- Fixed-interest rates mean stable monthly payments.
- The interest may be tax deductible.
Note:
1) Credit subject to approval. Normal credit standards apply. Available in AZ, AR, CA, CT, FL, GA, ID, IL, IA, KS, MA, MD, ME, MO, NH, NJ, NV, NY, NM, NC, OK, OR, PA, RI, SC, TN, TX, VA, WA, & the District of Columbia.
2) Credit is subject to approval. Normal credit standards apply. Programs, rates, terms and conditions are subject to change without notice.
3) Consult your tax advisor and IRS Publication 936 (Home Mortgage Interest Deduction) regarding interest deductibility.
